Recreational Vehicle Insurance
The only thing better than hitting the open road with the freedom to go anywhere is saving money in the process. Let us quote your RV insurance to see how much we can save you.
What is RV Insurance?
RV insurance is designed to protect a wide range of recreational vehicles, including motorhomes, fifth-wheel trailers, travel trailers like Airstreams, and truck-mounted campers. This specialized coverage goes beyond standard auto insurance by addressing the unique needs of RV owners, such as protection for personal belongings, attached accessories, and even full-time living situations. With RV insurance, you’re covered whether you’re on the road or parked at your favorite campsite.
Recreational Vehicle Insurance Coverages
There are typically six main types of auto insurance coverage. Some are required by law, while others are optional but offer valuable protection. These include:
- Bodily injury liability
for injuries the policyholder causes to someone else.
- Medical payments or Personal Injury Protection (PIP)
for treatment of injuries to the driver and passengers of the policyholder’s car.
- Property damage liability
for damage the policyholder causes to someone else’s property.
- Collision
for damage to the policyholder’s car from a collision.
- Comprehensive
for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
- Uninsured motorists coverage
for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
- Contents Coverage
Covers damage or loss of the contents of the recreational vehicle. Contents coverage is typically purchased at a set amount not to be exceeded in a claim payout.
Contact us to learn more about the right RV insurance for you.
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