Auto Insurance

Get an auto insurance quote from our agency and you may save thousands of dollars a year. It only takes a few minutes to find out how much we can save you!

What is Auto Insurance?

Auto insurance provides essential financial protection for you, your vehicle, and others on the road. It covers costs related to physical damage and bodily injury resulting from car accidents, as well as liability if you're found responsible for causing harm to others or their property.

In addition to accident-related coverage, auto insurance can also protect against non-collision events like theft, vandalism, fire, or weather-related damage, helping you recover quickly from the unexpected.

Auto Insurance Coverages

Auto insurance typically includes six main types of coverage. Some are required by law, while others are optional but highly recommended depending on your needs:

  1. Bodily Injury Liability
    Covers medical expenses, lost wages, and legal fees if you cause injuries to another person in an accident.
  2. Medical Payments / Personal Injury Protection (PIP)
    Pays for medical treatment and related expenses for you and your passengers, regardless of who was at fault.
  3. Property Damage Liability
    Covers the cost of damage you cause to someone else’s property, such as their vehicle, fence, or building.
  4. Collision Coverage
    Pays for damage to your own vehicle after a collision with another car or object, regardless of fault.
  5. Comprehensive Coverage
    Protects your car against non-collision events like theft, fire, vandalism, natural disasters, or falling objects.
  6. Uninsured/Underinsured Motorist Coverage
    Covers your expenses if you're hit by a driver with no insurance, not enough insurance, or in a hit-and-run accident.

Contact us to learn more about the right car insurance for you.

(201) 687-9950

80 River Street #4C Hoboken, New Jersey 07030

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