Renters Insurance
Could you afford to replace all your belongings if there were a fire, theft, or other major loss tomorrow? It only takes a few minutes to see how affordable renters coverage can be.
What is Renters' Insurance?
If you've ever wondered, "Do I really need renters' insurance?", the answer is almost always yes. It’s an affordable way to protect what matters most.
Renters' insurance is a policy designed to protect tenants by providing many of the same benefits as homeowners' insurance—without covering the structure itself. It includes liability coverage and protects your personal belongings against common risks like fire, theft, and vandalism. While the property owner is responsible for insuring the building, they are not responsible for the tenant’s possessions. In most cases, renters' insurance also covers small improvements made by the tenant to the rental unit.
Contact us to learn more about the right renters insurance policy for you.
How Much Renters' Insurance Do I Need?
The amount of coverage you need depends on the total value of your personal property and your liability risk. Start by asking yourself:
- How much are my belongings worth?
- Could I afford to replace everything if it were lost in a fire or stolen?
- What would I do if someone sued me for an injury or damage I accidentally caused?
There are several excellent products available for renters that offer broad coverage and are very reasonably priced. Some carriers will even offer you a discount on your auto insurance if you bundle it with a renter’s policy. Contact us for a no-obligation quote to find the renters' insurance policy that fits your needs.
Get a quote for renters insurance